OUR MAIN OFFICE
Law Office of Peter R. Kaplan, P.C.
60 Washington St., Suite 305
Salem, MA 01970
pkaplaw@aol.com

1-800-611-5126
The Law Office of Peter R. Kaplan, P.C. is a federally designated DEBT RELIEF AGENCY as defined in the 2005 amendments to the US Bankruptcy Code. This law firm provides legal advice regarding the pros and cons of filing bankruptcy and represents people and small businesses in filing for bankruptcy relief under the US Bankruptcy Code.
Massachusetts Bankruptcy
A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems.
Bankruptcy Forms:
Income & Expense Worksheet
Bankruptcy Articles:
•   Can I still file?

•   New Bankruptcy Laws

•   Women & Bankruptcy

•   Free Credit Report

•   Managing Credit Card Debt

•   Fair Debt Collection

•   Credit Counseling: Beware!
FREE CREDIT REPORT
Our firm recommends that each of our clients filing for bankruptcy obtain a credit report for the reasons listed below. If you are married, we recommend obtaining credit reports for both you and your spouse.

In an effort to provide our clients with the highest level of service, Law Office of Peter R. Kaplan provides all bankruptcy clients with a FREE CREDIT REPORT from ONLINE CREDIT REPORTING. This offer represents a substantial savings to our clients and helps to assure an effective bankruptcy discharge. We know of no other Bankruptcy law offices in Massachusetts that offer this free service.

How Ordering Your Credit Report Can Help You in Bankruptcy
You will receive a printed copy of the report in the mail for your review.


  1. Obtaining the credit report helps us get accurate creditor names, addresses, types of debt, balances due, and account numbers.

  2. Through your credit report, we may find creditors whom you have overlooked. For a debt to be discharged, it must be listed in your bankruptcy pleadings, so it's important that we find out about all debts.

  3. Credit reports can alert us to judgments against you.

  4. Credit reports can alert us to liens against your property, and the need to seek lien avoidance under §522(f), thus, helping you protect your property in some cases.

  5. We may find out about co-signers to some of your debts, which are important to list in a bankruptcy.

  6. If you are married, there may be surprising items on your credit report or your spouse's, and the reports can help us determine whether you should file individually or jointly.

  7. We may find out about debts created by a former spouse, who may have forged your signature to obtain credit.

  8. Credit reports can alert us to mistakes on your credit record. The report will list the names and addresses of all three major credit bureaus whom you can contact to correct any mistakes or provide updated information.

  9. Credit reports often contain the names and addresses of collection agencies representing creditors, and we can notify these collection agencies about the bankruptcy so that collection efforts stop.

  10. If the IRS has a tax lien on your property, the credit report will alert us so that it can be dealt with properly.

  11. Knowing what is on your credit report can help you get credit approval for important purchases after your debts are discharged.

Here are some additional articles we have written regarding bankruptcy:


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National Association Consumer Bankruptcy Attorneys         American Bankruptcy Institute